The Policy Needs Analyser
Our needs-analysis engine, running in your browser so you can see exactly how it behaves. It is here as a demonstration of engineering, not as a service.
Nothing you type here leaves your device. The engine runs entirely in your browser — there is no server call, no storage, no lead capture and no follow-up. This is a demonstration of a decision engine, not an insurance service. It is general education, not insurance advice, and it is not a suitability assessment. Insurance is the subject matter of solicitation.
Your analysis appears here
Fill in the fact-find on the left. Every figure that comes back carries the rule that produced it and the source that rule came from.
| Category of cover | Indicative | You hold | Gap |
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- Evoltract is a technology company. It is not an insurer, insurance broker, corporate agent, web aggregator or insurance intermediary, and is not registered with the IRDAI or licensed by the Central Bank of the UAE. Licensed advice and policy placement are provided by an IRDAI-registered intermediary; this tool is not operated by, and passes nothing to, any such company.
- This tool performs a general educational needs analysis. It indicates categories of cover and indicative sums insured only. It does not recommend, endorse, compare, rate, quote or solicit any insurer or insurance product.
- It is not insurance advice, financial advice or a suitability assessment, and it creates no advisory relationship.
- Every figure is derived from the information you entered and from published rules of thumb and legal minimums cited in the reasoning trace. Eligibility, pricing, underwriting acceptance, terms, waiting periods and exclusions are determined solely by insurers.
- Consult a licensed insurance intermediary or an insurer before buying, changing or cancelling any policy.
- Evoltract receives no commission, referral fee or per-lead payment from any insurer or intermediary in connection with this tool, and captures no personal data through it.
Insurance is the subject matter of solicitation.

